What a Pain

Real estate is a huge problem for people at this time.  There are people losing their house left and right and there is still more people about to lose their homes as well.  Back in October of last year Dee and I sold our house thinking if we don't get out we might get stuck in a place we don't want to be.

We took a break and in the beginning of the year we began to look for homes.  We went round and round with where do we want to live and who do we use.  once we were able to establish this we began the search.  We began looking at short sales and let me tell you there is no such thing a short sale even though many agents would tell you other wise.

After several months of looking we finally found a home we liked and it was only by chance.  Our agent and I were out looking at home in the area and nothing was looking promising, when our agent remembered a house that was close, but we did not have any info.  when we drove around the block we came to a house that our agent said looked familiar.  Well, we stopped and our agent made a call when I looked around.  Upon looking around I found an open door and went in.  Once I was in I new this was the home and we made an offer.  Dee had yet to see the house because she was at work and was not with us.

Now that you know the good part here comes the trouble.  The process of buying this home has been going on since April and we have yet to close.  The problem is that the banks that own these homes are all in different states and the left hand doesn't know what the right hand is doing.  Our offer was accepted (finally) and we were a go.  During this time we continued to run into to issues with the escrow company as they are not following through with agreement we signed with the sellers agent.  Why and how they can do this I don't know, but we will get through this one way or another.

Dee and I are ready to move forward due to the fact that we have been homeless for eight months and have been living with family.  The other reason we are ready is that dee has been working two jobs and is unable to move on.  I know there is nothing we can do and we will get there eventually, but I am spent and  am ready for my own space.

So now that I have blabbed on about our issues I guess what my intent was is to warn you that even though it is a buyers market and there are some great buys out there get ready for a bumpy ride.  This has been a roller coaster and the one thing you need to have is a good agent and a good loan officer because with out them your problems could be worse then ours.